£22M
Annual Recurring Revenue
80k+
Devices circulated
25x
Growth over the last three years
72
Net promoter score
4.5/5
Our technology
Electronics brands and their customers will only shift to subscriptions if it is cost effective and simple. That’s where we come in. We have pioneered an end-to-end subscription platform that spans real-time credit and fraud risk underwriting, device lifecycle operations, and a robust financing engine and capital stack to enable the future of device access at scale.
Risk Infrastructure
Our AI powered Xylo Risk Models deliver real-time underwriting and marketing-leading approval rates
Lifecycle Orchestration
End-to-end device management including insurance, customer care, and end of term return and refurbishment
Financing Engine & Capital Stack
Our subscriptions run on a scalable wholesale financing platform that enables the most competitive customer pricing and upfront revenue for electronics brands
“Beyond financial advantages, this leasing approach could substantially curtail electronic waste, appealing to both tech enthusiasts and eco-conscious consumers."
Sky News
“Raylo ticks the green box too, putting an iPhone in three sets of hands over its seven-year lifespan, rather than being consigned to the back of a drawer or landfill after one owner."
Financial Times
Our platform
Raylo.com Marketplace
Our marketplace where electronics brands can access a highly engaged, subscription-loving audience of consumers and businesses.
Raylo Pay
Our embedded subscription solution for electronics brands that plugs directly into DTC and ecommerce channels, accelerating sustainable growth.
Backed by
